IANZ is a group of 65 authorised advice practices throughout New Zealand. By choosing an adviser from our network, you get all the benefits of local service, specialist knowledge and skill, as well as the significant benefits obtained from being an IANZ member.

Security, Strength and Protection of Insurance Advisernet:

// Independently run and audited trust account for the handling of all client premiums

// Professional Indemnity cover backing over advice, with a $100m sum insured with Lloyd’s of London

// Continued professional development for its members

// Independent auditing of advice and processes for best practice.

Through membership of IANZ we are part of one of the leading and most respected General Insurance businesses in New Zealand, recently being awarded the Insurance Business Awards New Zealand 2021 – Broking Network of the Year, and previously the 2019 Large Broker of the Year Award by the Australian and New Zealand Institute of Insurance and Finance (ANZIIF).

This gives Curated Risk access to market leading products meaning clients are not defaulted to standard insurer wordings but have access to bespoke IANZ products.

To learn more visit Insurance Advisernet New Zealand online.

Curated Risk provides advice and access to insurers for domestic insurance requirements, such as home, rental properties, holiday houses, vehicles and travel insurance.

Personal insurance is often overlooked. Attention and advice in this sphere can ensure that the assets you’ve built for your family and future are protected by cover which is appropriate and effective.

Insurers have a wide range of products, designed to provide different levels of cover for your lifestyle and pursuits. Access to all these solutions, and an understanding of these product specifications helps to curate options to match your individual needs.

The regulatory and legislative framework is continually evolving, and Curated Risk is centred around an understanding that clients are unique. Your insurance programme should play a complementary part in how your business interacts with the complex legal market environments in which you operate.

The consequences of overlooking these exposures and requirements can be exponentially harmful to your business and reputation.

Understanding that not all insurance policies are created equal, not all risks can be covered, knowing that some Insurers have specialist knowledge and expertise in specific facets of coverage, or industries, and being able to navigate the myriad of terms offered, is essential. This is where Curated Risk excels.

We have experience in placing all types of liability insurance for sole practitioners, professional firms, private businesses, not-for-profit entities, and industry association groups.

Clients need to make confident decisions about their insurance placement. Curated Risk will present clear recommendations which will cut through the white noise.

Curated Risk has experience in advising and placing;

// Professional Indemnity

// Medical Malpractice

// Public Liability

// Statutory Liability

// Employers Liability

// Employment Disputes Liability

// Cyber Insurance

// Crime or Fidelity Insurance

// Directors and Officers Insurance

// Association Liability

// Legal Expenses coverage for intellectual property.

Business Insurance traditionally encompasses the insurance which protects the assets and key equipment transferring the risks of fire, flood and natural disaster to an insurance policy, which will repair or replace these assets and allow the continuity of business operations with minimal disruption.

How a business operates, and the philosophies that the business is built on, flow through the risk management of that business. Understanding individuals, the strategies and their plans for the future, whether expansion or succession planning, and the relationship with your key suppliers, will help to formulate options which we can then curate into recommendations to ensure your businesses resilience.

Curated Risk has experience in advising both corporate and small medium enterprises but has specific passion in working with passionate owner managers in SME’s.

We can place solutions for:

// Material Damage Insurance

// Business Interruption

// Commercial Motor Vehicle

// Commercial Plant

// Machinery Breakdown covers

// Marine Cargo Insurance

// Corporate Travel Insurance.

We have provided advice to clients across a wide range of industries, and have worked extensively with individual businesses and industry groups across:

// Specialist construction trades

// Retail

// Franchise operations

// Hospitality

// Textiles and fashion

// Creative Arts

// Sports and Recreation

// Event Management.

Clinton has worked with many industry groups developing and implementing bespoke solutions for members of associations and trade groups that recognise unique characteristics of individual profession or trades from their insurance programme.

It is this creative approach which focuses on how an insurance programme can be best structured rather than accepting an off the shelf approach to insurance that has led to the ethos behind Curated Risk.